Monday, April 20, 2020

How to Add Resume to LinkedIn

How to Add Resume to LinkedInAdding a resume to LinkedIn is one of the best ways to boost your chances of getting hired in a company. While other career-oriented sites are filled with worthless, unprofessional job applications that only make you look bad, LinkedIn offers you the opportunity to post the professional resume you have written. This way, you are able to apply for any available job without having to worry about whether or not you have been accepted.If you're looking to get a job at a company, the quickest way to get it is by adding a resume to LinkedIn. While this site offers countless job openings, most are outdated. This means that there are more applicants than openings and they are mostly clustered at specific companies. This means that finding a company to work for takes a lot of time and effort.However, there is a third option available to you; that of searching through the 'career advisor' section of LinkedIn to find a company that wants to hire you. This is usually done by an expert who knows how to use LinkedIn to find the right opportunities. The other option is to go with a free service such as Monster or CareerBuilder.When looking to add a resume to LinkedIn, you should choose a company that specializes in the industry you are interested in. To do this, you can either search on their particular industry category, which will narrow down the results, or you can narrow down the results by using the 'Career Advisor' section. Then, you should visit their career pages to find out whether they are currently hiring. In this way, you can immediately send a resume through email and let them know you're interested in their job openings.Before sending an email, you should note down all of the information you have. This includes a contact number, which is recommended since you will need to reach them if you are ever not satisfied with the answer you get. This also includes your resume, which should be formatted properly so that the recruiter will see that it contains all necessary information.Another benefit of adding a resume to LinkedIn is that it saves you time in the long run. Since you are not posting your application on various websites that are full of useless information, you will save yourself a lot of time in the long run.Therefore, if you are serious about applying for any openings in LinkedIn, add a resume to LinkedIn to increase your chances of getting a job. Also, stay on top of the job listings and search them on LinkedIn to make sure you stay updated on all the openings. If you are disciplined in your job searches, you'll be able to get the perfect job.

Tuesday, April 14, 2020

How to Pay Your Student Loan Bill After a Layoff

How to Pay Your Student Loan Bill After a Layoff When Jesse Lambert lost his job last December, he was about a level seven for panic. After paying rent in Arlington, Virginia, the 33-year-old’s student loans for his undergraduate degree and masters in international commerce were the next biggest expense at around $450 per month. Lambert’s first step was the one experts advise: He called his lender. After that, his panic quickly subsided. With a game plan in place, the odds were actually in his favor for a short-lived unemployment. “Having a college degree is a good hedge against unemployment,” said student loan expert Mark Kantrowitz, who publishes the education resource site Edvisors Network (http://edvisors.com). In fact, the unemployment rate for those in the 16-24 age group with a bachelor’s degree or higher was 15 percent lower than for those without a high school degree â€" 4.8 percent versus 20.2 percent in May 2015, according to government data. For the 25 and older category, the unemployment rate for those with higher education was only 2.7 percent in May 2015. The following are steps experts advise taking if you are out of work for a few months while paying off student loans. 1. Call your lender The default rate for student loans, which total over $1 trillion, was 12.9 percent for public colleges in 2014. In addition to ruining your credit, one reason you do not want to hide from lenders is that they may be able to help. Federal loans come with set options for deferments, with all payments suspended for a time. There is also the option of forbearance, allowing you to delay payments, although interest will still accrue and be tacked back onto the loan. Deferments are a better choice because they do not add on to the total loan balance, Kantrowitz notes. Private lenders will also offer these options, and some will go further to come up with alternative payment plans. Wells Fargo, for instance, has a team trained to craft specific solutions for borrowers after listening extensively to their circumstances, said John Rasmussen, Wells Fargo’s head of Education Financial Services. 2. Rally your network When Lambert ramped up his job search last winter, he even got help networking from his lender, SoFi, a start-up that has handled $2.5 billion in loans since launching in 2013. (By contrast, Wells Fargo, has a $12 billion current-loan portfolio.) When Lampert refinanced his loans, he remembered seeing something about career services. After calling SoFi about deferment options, he ended up getting personalized job search coaching. Lampert a few months later landed a job as a senior analyst for a company that does government consulting. Bob Park, SoFi’s head of career strategy and professional development, helped him negotiate his salary offer. So far, about 100 borrowers have gone through SoFi’s job search boot camp. Another 45 are currently in the program. “We haven’t lost anyone yet,” said Park, who has seen everyone go on to land a job. When Park started in 2013, the average time to a new job was over 100 days; now it is 90 days. 3. Lean on your emergency funds Because your job search is likely to be short, the best way to get through it is to have an emergency fund, advises Jenny Smith, financial services representative for The Principal Financial Group. Borrowers in financial trouble should avoid expensive options like consolidation, because it will likely result in an overall higher interest rate, Smith says. Nor should they take on credit card debt in order to pay off student loans. “Band-aiding can be bigger problem later,” she said. If your lender does not offer career services, look to your state government or local chamber of commerce for programs aimed at young professionals.